1. You Want To Improve Your Odds Of Approval
2. You Want To Apply For Additional Benefits
3. Your Boss Has Deliberately Hurt You
With workers’ compensation, you waive the right to bring a personal injury lawsuit against your employer. However, there is one key exception to this rule — if your boss has deliberately hurt you, you can bring a suit against him or her.
4. A Third Party Caused Your Injuries
Although you cannot bring a personal injury suit against your boss in most cases, you may be able to bring a suit against another party. In particular, if your injury was caused by malfunctioning equipment, you may be able to bring a product injury lawsuit against the manufacturer of that product.
5. Your Boss Does Not Have Workers’ Compensation
In Georgia, employers are required to have workers’ compensation if they have more than three employees. As that counts both part-time and full-time employees, most employers end up having coverage. However, if you are in the rare situation where your boss is not required to have coverage, you may need to bring a lawsuit against your employer to get compensation for your damages.
6. You Need Help With Your Creditors
Whether you’re waiting for your workers’ compensation claim to be approved or thinking about a personal injury lawsuit, you may be dealing with a lot of medical bills. In the absence of regular income, you may have even fallen behind on your other bills. That may include your mortgage, car loan, credit card payments or other debts.
In these cases, you may also want legal help. An attorney can explain the situation to your creditors and convince them to wait. That can be essential if you are worried about legal action like asset seizure.